What’s Love Got To Do With It?!

IMG_7187By Karina Arancibia – Financial and Life Coach

It’s in the air we can all feel it.  The special month is here, that romantic Valentine Day’s. The message is everywhere Love in the air.

Did you know that , approximately 150 million Valentine’s Day cards are exchanged annually, making Valentine’s Day the second most popular card sending holiday after Christmas.

Do you find yourself stressing over this occasion? like any other celebration the idea is to enjoy it. The most popular gifts are cards, flowers and candy or chocolates and the average gift for that special valentine in  north America averages $180. Most people tend to be emotional spenders and think with their heart instead of their wallets. Read the rest of this entry

It’s Not About Money It Is A Lifestyle Choice

hr-lifestyle03By Karina Arancibia – Money and Life Coach

Ïf you are lucky enough to find a lifestyle you love, find the courage to live it.”- Will Smith

I heard this once and found it very insightful:

“MONEY WILL MAKE YOU MORE OF WHAT YOU ALREADY ARE” and I will add to this “money is a reflection of what you are generating in your life NOW”

let’s consider this for a moment. If you are generous and giving, having more money will give you the opportunity to give back in higher amounts. If you are selfish and egocentric, you will find ways to show off your money. See money is just energy, remember most people today complain about having little time, being too busy and also not having enough money.

This is the start of a New Year and a new opportunity to open up to the possibilities that life is offering you. In order to move forward I invite you to first consider some of these questions and look at where your current feelings about money are. Read the rest of this entry

What To Do When A Cycle Closes And A New One Opens – PART 2

By Jacqueline Antonetti-Moreno – Transformational Communicator and #1 Bestselling Author

Nuevas oportunidades

Puerta a un nuevo ciclo / Door to a new cycle

Last week I talked about how to productively close a cycle in order to open a new one. Today I talk about how to start a new cycle on the face of the new year.

The first thing I have to say is that I can’t help feeling a sense of inner joy when I face a new door because at the end of the day that is what a new cycle represents to me: a door to new opportunities, to new learning, to new experiences, to evolution, to meeting new people, to raise my level of consciousness, to enrich my life, to do things in a new way (and sometimes even better ways to do them)… Finally, a door that will lead me to go “from dreaming to achieving”, just like the title of my book (English version to come soon).

But how does one prepare to start a new cycle with a joy that overcomes the uncertainty of the unknown? Very simple: working to build the future we want! Below I detail how. Read the rest of this entry

Is it a Magical Time of Year? Make it Fun-antially simple

Época mágica - Magical Time

Época mágica – Magical Time

By Karina Arancibia – Financial and Life Coach

December is here and it brings with it so many different social events and activities. Also planning for Christmas that is just around the corner. Everything is so Magical so Wonderful the lights the Christmas Trees. The decorations we see around us is like a festival of lights.

We as parents love to create that magic for our children and the little ones. Our family has always tried to get into it and for a while we tricked the kids to think that Santa was coming the 24th at night.  We’ll leave a Santa’s hat laying around or dressed up one of the fathers and the older ones would try to figure out who it was and try to recognized those eyes behind that bear and if that tummy is it real.

In my family, we have decided to put our efforts in making this time of year about the family get together, the dinner, the sharing of the stories, the fun, the games!! So I’ll share with you how we solved the stress of all the gift buying that was driving everyone crazy and the budget was suffering as well.  Read the rest of this entry

What To Do When A Cycle Closes And A New One Opens – PART 1

When a cycle closes

Closing cycles

By Jacqueline Antonetti-Moreno – Transformational Communicator and #1 Bestselling Author

December starts today and this has a double meaning: a cycle of 365 days ends and a new one starts soon.

One of the greatest learnings I’ve had in my life is that to be able to open ourselves and move towards new experiences it’s necessary to close cycles. But, how do we close a cycle? Or even better, how do we close a cycle in a productive and positive way? Well, I tell you below.

The first thing we must do is to understand that the more aware we are about our actions, the easier it will be for us to align our lives with our true self and, such alignment will bring wholeness, peace and happiness into our lives.

Having said that, I list below some recommendations to close cycles in such a way that you will be able to keep that alignment and consistency I mentioned before: Read the rest of this entry

How to transform the 10 most common negative thoughts into positive

Elimina los pensamientos negativos.

How to eliminate negative thoughts.

By Jacqueline Antonetti-Moreno

Just as there are negative thoughts that are common to all of human beings, there are also ways to transform them into positive thoughts. I tell you how below.

Yes, I am a very optimistic woman, but I was not always like this. That is, I think I have an optimistic nature because until a few years ago, every time I was going through some sort of crisis, my “subconscious mind” (or soul, perhaps?), told me that that event will to be left behind and, that with time, I would give thanks to God for that event that once seemed horrible. However, I was not able to keep that spirit of optimism on daily. On the con life. On the contrary, my head would fill up with negative thoughts that made me lose the ability to enjoy when things went well.

Determined to change my life, I started my journey on the path of personal growth and managed to identify the occurrence of these negative thoughts frequently and also identified the impact they had in the way I lived and how I interpreted my reality.

That is how, from my experience, today I put at your disposal some ways to combat these thoughts that keep you from seeing life in beautiful colors.


Read the rest of this entry

When Was Your Last Financial Check Up?

Salud financiera.

Salud financiera.

By Karina Arancibia – Financial Coach

Running a financial check up is as important as having a physical check up.

I think one things we complain the most besides not having enough time, is money.  There is just never enough for some people.  In my line of business, I have seen numerous individuals and families that have used credit as part of their budget and they live paycheque to paycheque. Creating huge amounts of consumer debt.  In many cases, there is no other alternative but to press the reset button and file for Bankruptcy. I have seen people lose more than their credit. Their homes, their dignity, their jobs, their relationships. It is a sad reality. Some fall into this trap over and over again. Some blame the credit card companies, others blame the system and others their spouses.

Well I’m here to tell you that the only responsible for your financial health is you.  You are the one that can take control. See I usually use this analogy: how is your relationship with food? Do you eat more than your body needs?  do you prepare balance meals? do you consume more calories that you can burn? Do you feel you could lose a few pounds? Read the rest of this entry

“Mind and Body” Focus

By Lucia Lecuna

Mind-Body Balance

Mind and Body Focus

“Aligning mind and body is the starting point for a life of balance and satisfaction.”- J.A.M.

While it is usually not the easiest decision to begin, or resume, physical activity, and aware that many reasonable reasons blur the first step (not enough time, new responsibilities at home or at work, etc), there is a moment in life when we just have no choice.

I have repeatedly observed when a new and trendy routine attract many followers who expect a miracle result doing something they have never tried before. The statistics show how most people start or undergo trough an exercise program for a month, then their interest starts to fade.

There are several facts that we see in the fitness world that should be checked before starting a new routine. I believe this applies to any other activity that we want to take as a hobby. Read the rest of this entry

Personal development: magic ingredient to achieve our dream life

Jim Rohn on the importance of personal development

For things to change you have to change – Jim Rohn.

By Jacqueline Antonetti-Moreno

“Success is something you attract by the person you become” Jim Rohn when he spoke about the importance of personal development.

It is no secret that one of the main interests of human beings is to succeed. However, not everyone is willing to do the first thing we need to do to get the desired result: to become the person who has the skills, abilities and wisdom to achieve that dream we have in our mind.

Why do I say that? Here is an example that although basic and generic, helps us have a clear idea of the approach of the average human. The word “success” has more than 360,000 searches on Google and “personal development” has only 27,000. I wonder how people can think that they could reach the much desired success (whatever their own definition for that term is) without improving their personal skills and knowledge. Read the rest of this entry

Connecting With Angels

Connecting with angels

Connect with angels

By Norkys Crespo – Angel Therapist

Is it possible to connect with Angels? The answer is yes. We are surrounded by angels and a have right to connect with them. Everybody can do it. The only catch is that we have to ask and also be willing to accept the assistance. Keep the intention in your heart and the communication with them will start to become true.

Angels are spirits of lights created by God, with the mission to guide, provide, release, protect, support, assist, and make our way through life and beyond.

The word angel means “messenger” and this is one of their most common functions, bring to and carry messages from the creator.  They are egoless, hence non judgmental.  They are to protect humans and all that is created. Angels embodied God’s love energy. They have no gender, but their energy can be felt as either female or male. Although, many people do not see them clearly, they are everywhere and walk by your side. Even though they are not glorified humans beings, in occasions they can appear to people in various ways to facilitate our life experience.

We all have guardian angels as our loving companions. They are waiting for every opportunity to connect with us just like we do with our best friends.  The only requisite is to openly talk to them and ask for assistance. For each expressed need, there is an angel specialized. Read the rest of this entry